Privacy Policy - Last Update: March 31, 2008Overview
Your use of our site and/or your registration to any or our products and services constitute your consent to the terms of this Privacy Policy. We may occasionally update this Privacy Policy. When we do we will also revise the "last updated" date at the top of this privacy policy in order to notify you of these changes and provide you with the ability to opt out of these new uses. We understand your potential privacy concerns especially in today′s ever changing internet world. We urge you to fully review this policy from time to time to make sure it meets your personal expectations on privacy. If it fails to meet your expectations of privacy, we strongly urge you to unsubscribe from our mailings.
American Debt Consolidation is a permission-based email marketing website. We collect information provided by you to our website or to our clients′ websites. We manage opt-in email lists generated by other organizations. We do not share or sell your registration information.
Our Use of Your information
We may ask you to give us contact and demographic information when you register. We use this information to send our Site′s users like you information about the Site. We also use this information to contact you and to send you promotional offers on line. By registering with us or on any of our sites, you specifically grant us permission to send you promotional offers via email. You may opt-out of receiving any future mailings by following our opt-out procedures. See the section entitled "Our Opt-Out Procedures" below.
In addition, as we continue to develop our business, we or our affiliates may sell or buy other businesses or entities, or we may merge with another company. In such transactions, personal information may be one of the transferred business assets. Also, in the event that American Debt Consolidation or substantially all of its assets are acquired, your personal information may be one of the transferred assets.
Your information may be stored and processed in the United States, or in any other country in which we or our affiliates, subsidiaries or agents maintain facilities. By using this web site, you consent to any such transfer of information outside of your country.
After your account becomes inactive (that is, if you request to be removed from our database), we will keep your personal information in our archives. Your information will then be used only as necessary for tax reasons or to prove our compliance with any applicable law.
We collect the e-mail addresses of those who communicate with us via e-mail, information volunteered by the consumer, such as survey information and/or site subscriptions. We also collect information provided to us in the course of a subscription. A "subscription" occurs when a consumer registers for the Company′s services, either via registration at our website, via opt-in co-registration at a marketing partner′s website, or via an opt-out permission pass / opt-out mailing. The Company collects personally identifiable information about subscribers, based on information provided to us at the time of registration, subscriber interaction and response to subsequent electronic mailings and website use, and perhaps information provided by marketing partners or data aggregators. Information collected may include, but is not necessarily limited to: name, email address, postal address, gender, birth date, telephone number, activity, interests, and other demographic information. This information enables us to better tailor our content to subscribers′ needs and to help our clients to promote and sell their products and services.
The information we collect is used to contact consumers for marketing purposes. If you do not want to receive e-mail from us in the future, please unsubscribe from our services.
Cookies and IP Address Information
We use your IP address to help diagnose problems with our server and to administer our website. Your IP address is used to gather broad demographic information. We use cookies to deliver content specific to your interests. You may set your browser to refuse cookies. If you make that choice, please understand that you may not be eligible for any specials and / or promotions we may offer our Site's users.
Our Relationship with Third Parties and How it Affects Our Privacy Policy
We do not share or sell your registration information with other third parties such as our affiliates, sponsors, partners, and the like. We manage opt-in email lists generated by other organizations. Although we take reasonable steps to know the parties from whom we send offers to you, we do not own their sites and we are not responsible for the privacy practices or the contents of such other sites. Please review the privacy policy of these sites and if you are not satisfied with these third parties′ policy or their having access to your registration information do not register with them.
Our Opt-Out Procedures
You may withdraw your consent for collection, use and disclosure at any time by unsubscribing or by clicking on the unsubscribe button of any email received from us, our client / partners / sponsors and/or affiliates.
A Special Note About Children
The information and services this site provides is not intended to be viewed by children under 18 years of age. No information is knowingly collected from children or used for any marketing or promotional purposes whatsoever, either by us or by any company we work with. If you are under the age of 18, you may only use this Site in conjunction with and under the supervision of your parents or guardians.
Text Messaging
This website, websites linking to this website, and websites linked from this website (collectively "We") may make available a service either directly or through third parties by which you can receive messages on your wireless device via short message service ("SMS Service"). Your provider's standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Data obtained from you in connection with this SMS Service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. The use of this information will be in accordance with this Mobile Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies. You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying "STOP", "END", or "QUIT" to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering.
Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or use of our trademarks and copyrighted material, please contact us at the address below. For any other concerns about this Site, please contact us here.
Our Address
American Debt Consolidation
8701 North Mopac Suite 304
Austin, TX 78759